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    • Home
    • Heating
      • Furnaces
      • Heat Pumps
      • Baseboard Heaters
      • Space Heaters
      • Radiant Panel Heaters
      • Floor Heating
      • Boilers
    • Ventilation
      • Ceiling Fans
      • Attic Fans
      • ERVs
      • Whole House Fans
      • Swamp Coolers
    • Air Conditioning
      • Central Air Conditioners
      • Window AC Units
      • Mini Splits
      • Portable AC Units
    • Humidity
      • Humidifiers
      • Dehumidifiers
    • About
    • Contact
  • Home
  • Heating
    • Furnaces
    • Heat Pumps
    • Baseboard Heaters
    • Space Heaters
    • Radiant Panel Heaters
    • Floor Heating
    • Boilers
  • Ventilation
    • Ceiling Fans
    • Attic Fans
    • ERVs
    • Whole House Fans
    • Swamp Coolers
  • Air Conditioning
    • Central Air Conditioners
    • Window AC Units
    • Mini Splits
    • Portable AC Units
  • Humidity
    • Humidifiers
    • Dehumidifiers
  • About
  • Contact
Two outdoor units (condensers) outside a green home
Smart HVAC USA

Central Air Conditioners

Central air conditioners pull warm air from your house, cool it down, then blow it back throughout your home. They work by moving heat from inside to outside using refrigerant and coils.

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How Central AC Units Work

Hot air from your home gets sucked inside the indoor unit (air handler) where refrigerant coils cool it down. Next, a fan pushes that cooled air back through your ductwork. Outside, a compressor releases the heat the indoor coils captured to the outdoors. Your thermostat tells it when to turn on.

Types of Air Conditioners

Split Systems

Split Systems

Split Systems

Best for:

  • Most homes with existing ductwork

Pros:

  • Lower upfront cost
  • Eaiser installation
  • Parts readily available

Cons:

  • Requires ductwork
  • Takes up space indoors and outdoors

Price range: $3,500-$7,500 installed

Packaged Units

Split Systems

Split Systems

Best for:

  • Homes without indoor space for equipment, manufactured homes

Pros:

  • Everything in one outdoor cabinet
  • Frees up indoor space

Cons:

  • More expensive
  • Harder to service
  • Weather exposure shortens life

Price range: $4,000-$8,000 installed

High-Velocity Systems

Hybrid Systems (AC + Furnace)

Hybrid Systems (AC + Furnace)

Best for:

  • Historic homes
  • Additions where standard ducts won't fit

Pros:

  • Small ducts fit anywhere
  • Excellent humidity control

Cons:

  • More expensive
  • Noisier operation

Price range: $6,000-$12,000 installed

Hybrid Systems (AC + Furnace)

Hybrid Systems (AC + Furnace)

Hybrid Systems (AC + Furnace)

Best for:

  • Homes with existing heating systems
  • Areas with below-freezing weather

Pros:

  • Switches between electric cooling and gas heating automatically
  • Smaller indoor footprint than separate systems

Cons:

  • Complex installation
  • Higher upfront cost
  • Two systems to maintain

Price range: $5,500-$10,000 installed

Key Features to Consider

brown AC vent on wooden floor

SEER Rating

SEER ratings directly impact how much you spend on electricity every month. Higher numbers mean more cooling per dollar spent on power. A 16 SEER unit cuts electricity use by 25% compared to a 13 SEER model. Anything under 14 SEER burns through cash during the summer months. Hot climate homeowners should target 18+ SEER ratings for meaningful savings.

Variable-Speed Compressors

Standard compressors operate like a hammer. They slam on at maximum power, then shut off completely. Variable-speed technology lets the compressor ramp up gradually and run at exactly the right capacity for current conditions. This creates steady temperatures without wild swings and removes humidity more effectively. The technology costs more upfront, but can slash summer electric bills by $400-$600 per year.

Two-Stage Cooling

Single-stage units blast cold air until your thermostat says stop, then shut off completely. Two-stage systems run at 65% capacity most of the time, only hitting full power on really hot days. Working with manufacturers taught me that two-stage operation cuts humidity better and creates more even temperatures. Test data shows 30% less temperature swings compared to single-stage units.

Refrigerant Type

R-410A refrigerant works in most current systems but is being phased out starting in 2025. R-32 refrigerant runs in newer models and cools more efficiently while causing less environmental damage. I've watched manufacturers transition their product lines to R-32 because it performs better and meets future regulations. Choose R-32 if you're buying new; it'll be supported longer.

Top Brands and Models

Carrier

Carrier

Carrier

From my  industry experience, I know Carrier has fewer warranty claims than other brands. Their Infinity series handles hot weather better than most competitors.


Popular models:

  • Infinity 21
  • Comfort 16

Known for:

  • Reliable operation
  • Wide dealer network 
  • Solid warranties

Best fit: Homeowners who want dependable cooling with easy service access

Trane

Carrier

Carrier

Trane compressors fail less than almost any other brand. You pay a premium upfront, but their units keep going for years without major problems.


Popular models:

  • XV20i
  • XR16

Known for:

  • Strong reliability 
  • Great warranties
  • Quiet operation

Best fit: People staying in their homes long-term who want something that lasts

Lennox

Carrier

Goodman

Lennox air conditioners are known for efficiency, smart home integration, and precise temperature control. They lead the market in variable-capacity technology.


Popular models:

  • XC25
  • XC16

Known for:

  • High SEER ratings
  • Advanced controls
  • Quiet operation

Best fit: Tech-savvy homeowners focused on efficiency and comfort

Goodman

Goodman

Goodman

Goodman is basic but gets the job done. Skip their premium models, stick with their entry-level air conditioners for best value.


Popular models:

  • GSX16
  • GSX14

Known for:

  • Low upfront cost
  • Decent reliability 
  • Widespread availability

Best fit: First-time buyers or rental property owners who need functional cooling


Rheem

Goodman

Rheem

Technicians love Rheem as its parts are easy to find and the units are simple to repair. 


Popular models:

  • RA20
  • RA16

Known for:

  • Good value
  • Reliable performance
  • Contractor-friendly design

Best fit: Budget-conscious homeowners who want solid cooling without premium prices


AC Installation Considerations

Professional vs. DIY

You shouldn't install a central air conditioner yourself. Central AC units are heavy, run on high voltage, and require an advanced understanding of the installation process to work correctly. Plus, you need to follow local codes and pass inspections. Most homeowners don't have the skill, know-how, or certifications to complete an installation.


You can help your HVAC contractor by clearing both indoor and outdoor areas and making sure they can easily access where the equipment will go.

HVAC tech checking installation of AC unit

Installation Must-Haves

Here's what you need for a proper installation:


  • Electrical service: 240-volt circuit with proper amperage for your unit size
  • Ductwork: Properly sized supply and return ducts with sealed connections
  • Refrigerant lines: Insulated copper lines connecting indoor and outdoor units
  • Drain line: Condensate removal from indoor unit to outside or drain
  • Outdoor clearance: 2 feet minimum around condenser for airflow
  • Indoor space: Access for service and filter changes

What You'll Pay For a New AC Unit

Energy Consumption

Efficiency ratings will dictate your monthly energy costs. A 13 SEER unit wastes 25% more electricity than a 16 SEER model. Your ductwork, insulation, and thermostat settings matter just as much. I've talked to people whose leaky houses barely saved money from high-efficiency air conditioners until they sealed air gaps and added insulation to their attics.

Annual Operating Cost Estimates

Here's real cost breakdowns for homes during peak summer months:


  • Small homes (under 1,500 sq ft): $400-$800 annually
  • Medium homes (1,500-2,500 sq ft): $800-$1,400 annually
  • Large homes (over 2,500 sq ft): $1,400-$2,200 annually


What you pay depends on local electric rates, how well your house holds cool air, and usage habits.

Routine Air Conditioning Unit Maintenance

Seasonal Tasks

Annual Professional Service

Seasonal Tasks

  • Clean condenser coils with garden hose
  • Check refrigerant line insulation for damage
  • Test thermostat operation and calibration

Monthly Tasks

Annual Professional Service

Seasonal Tasks

  • Replace or clean air filters
  • Check outdoor unit for debris or plant growth

Annual Professional Service

Annual Professional Service

Annual Professional Service

Professional service covers cleaning both coils, checking refrigerant levels, testing electrical connections, lubricating fan motors, inspecting safety controls, and measuring system performance.

HVAC companies charge $150-$250 for this work. Skip it and you'll face expensive repairs when your compressor dies during a heat wave.

Troubleshooting Common AC Problems

HVAC tech checking refrigerant levels in AC system

No Cooling

Signs: Warm air from vents, unit running but no cold air, or none at all

Try these first:

  • Check thermostat is set to heat mode
  • Replace the air filter if dirty
  • Check circuit breakers
  • Make sure the outdoor unit has power (check the outdoor disconnect)

Call someone when: Basic fixes don't work, you hear refrigerant hissing, or electrical components look damaged

Uneven Cooling

Signs: Noticable temperature differences between rooms, some areas too hot while others are comfortable

Try these first:

  • Check that all vents are open and unblocked
  • Replace dirty air filters
  • Make sure return vents aren't blocked

Call someone when: The issues persist after basic fixes – could be ductwork sizing or refrigerant flow issues

Weird Noises During Use

Signs: Grinding, squealing, hissing, or loud banging when the air conditioner runs

Try these first:

  •  Check for loose panels
  • Clear debris from the outdoor unit 
  • Tighten any loose screws

Call someone when: Grinding, squealing, or refrigerant leaks continue – compressor problems or refrigerant issues need professional attention

How Much Central Air Conditioners Cost

What central AC units cost:


  • Equipment costs: $2,500-$6,000 for the air conditioner itself
  • Installation costs: $1,000-$2,500, depending on complexity
  • Total investment: $3,500-$8,500 for most installations

What to Ask Contractors

As you're getting quotes for central air, ask each HVAC company these questions:


  • What Manual J calculation software do you use for sizing?
  • Can you show me the SEER rating and efficiency details?
  • What's included in your installation warranty?
  • How do you handle refrigerant line sizing and insulation?
  • What ongoing maintenance do you recommend?

Energy Efficiency Tips

Here are four ways to cut your cooling costs that actually work:

  • Set your thermostat to 78°F when home, 85°F when away – each degree lower costs 6-8% more
  • Replace filters monthly during cooling season to maintain airflow
  • Seal air leaks around windows, doors, and ductwork to keep cool air inside
  • Add insulation to your attic if you have less than 12 inches currently

Frequently Asked Questions

Got questions we haven't answered? Reach out to us.

Equipment parts get covered 5-10 years, compressors 10-12 years. Installation work gets covered 1-2 years around here. Look into extended service plans if you want more coverage.


15-20 years with regular maintenance is normal. Quality units sometimes hit 25 years. Compressors usually last 12-15 years, while indoor coils can go longer. Coastal areas with salt air see shorter lifespans.


Oversized units turn on and off every few minutes, create uneven temperatures, and can't remove humidity properly. Undersized ones run constantly but never hit your target temperature when it gets really hot outside. Oversized air conditioners that short-cycle break down early, sometimes lasting only 8-12 years.


Existing ductwork usually works with new air conditioners, but the electrical service needs upgrading in many homes. Thermostats require replacement with compatible models. I've watched retrofit jobs where standard thermostats ran new high-efficiency units incorrectly and wasted electricity.


Replace when your air conditioning unit hits 12 years and needs repairs costing more than half the replacement cost. Same if it keeps breaking down, bills keep rising, or you can't find parts. I've heard from homeowners whose older units needed $2,000+ repairs; replacement made more financial sense.


Some local utilities often give back $300-$1,500 for high-efficiency air conditioners. Federal tax credits apply to certain SEER ratings. States have their own programs too. Areas with energy choice programs get the best deals.


Other Equipment to Consider

Consider how central air conditioners work with other HVAC components:

  • Furnaces: Share ductwork and blower, creating complete heating/cooling systems
  • Heat pumps: Alternative that provides both heating and cooling in one unit
  • Air handlers: Indoor units that work with heat pumps or packaged systems
  • Thermostats: Smart models optimize cooling schedules and energy usage
  • Air purifiers: Add-on systems that improve indoor air quality during coolingYour heat pump connects to other systems:

Need help picking the right central air conditioner for your home? Smart HVAC USA connects you with local contractors who size systems correctly and recommend equipment that fits your house and budget.

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